There are some people who save their money to save it. They are the ones who can never have an emergency account too big. When asked what they are saving for, the answer will inevitably sound like something along the lines of, “Just in case.” They may never know what “just in case could be, …
How to Have Fun with Your Money…the Responsible Way Read More »
It’s amazing how much easier it is to manage your finances now than it was, say, 20 years ago. Even longer ago than that, before computer spreadsheets made life easier, fewer people were willing to scratch out a personal spending plan on paper with a pencil. Nowadays, the only paper copies of spending plans you’ll …
Finance Made Easy: Apps that Simplify your Finances Read More »
What is the first thing anyone tells you when you talk about starting a life on your own, getting a new job, or pretty much anything involving a change in your financial situation? “Make sure you have a spending plan.” These are more than just words, whether you find them encouraging or not. A spending …
Every time you drive through that neighborhood on your way home from work, the apartment you walk into seems so small. You look closer at the houses you pass by, and they seem perfect. Even when you are visiting friends’ homes, you wonder how they can afford to live in a house as big as …
Planning to Buy a Home? Here’s How to Determine What You Can Afford Read More »
Whether you’re in your teens or nearing retirement, it’s never the wrong time to start taking control of your financial future. Of course, the sooner you start, the better off you’ll be later in life. Just realize this: If you don’t take control now, your finances will always control you. Facing your financial planning with …
4 Tips for Women to Face Financial Planning Without Fear Read More »
Jokey tweets and scathing columns may lead many to believe that Millennials are responsible for their own financial distress, but the truth is that this particular generation does deal with unique issues that previous generations did not. For instance, they may carry a similar amount of debt as previous generations—an average of around $36,000—but the …
From the moment your kids are born, you begin teaching them about life. The older they become, the more complex the lessons. As they stare down their last year of high school or first year of college, you’ve come to realize that you need to prepare your kids for life out from under Mom and …
Teaching Your Kids to Be Financially Independent Read More »
Over four million women aged 65 and older in America today are living in poverty. That translates to a yearly income at or below $11,756. At less than $1000 per month, money is stretched thin as can be for these women. Groceries alone account for 26% of their monthly expenses, and Medicare average costs (for …
Why You Need To Be a Strong, Financially Independent Woman Read More »
According to a recent Gallup poll, about 40% of Americans opted not to take a vacation last year. Chances are that many people felt they couldn’t financially afford to get away with their family at some point in the year. That doesn’t need to be the case. If you’re willing to make a few sacrifices, …
June is a big month for weddings, so we have nuptials on the brain! While future brides have plenty to think about when it comes to budgeting and finances, most of those thoughts are for the wedding itself. As important as it is to manage your money before the wedding, it doesn’t stop there. Studies …
