Financial planning is only about hard work and sacrifice, right? Wrong! At its core, financial planning is about finding balance. You don’t have to scrimp and save every spare penny to achieve your goals, but you do need to have some discipline. Whether you bring home $40,000 or $200,000 a year, there are a few …
Chances are, you’ve asked yourself “How am I ever going to figure this debt thing out,” or, “How can I maximize and maintain the good credit I already have?” According to the US Debt Clock the average US citizen carries personal debt of $56,322, which includes a combination of mortgage, student loan, and credit cards, …
5 Tips to Get Credit Debt Under Control in the New Year Read More »
Everyone has a different financial planning style. Some prefer to live lean while saving up for bigger things. Others have laser-focused determination to line the nest egg for retirement. Still others are happy to risk a little now while there’s still time to have some fun. However you prefer to plan for your future, that’s …
It’s hard to imagine financial planning as a fun activity, especially when people are throwing around words like “risk,” and “sacrifice,” and “no more Starbucks.” With Halloween just around the corner, you might believe your financial advisors are trying to spook you. While these are some words you’ll encounter while making plans for your future, …
With advances in healthcare, people are living longer. However, that often means that men and women in their forties and fifties take on the responsibility of caring for their parents. You want to help, of course, even if it means finding an assisted living facility that gives your parents the freedom they crave with the …
Caring for Aging Parents While Planning for Your Future Read More »
To many, financial planning is a scary endeavor. And that’s okay! We’re all inclined to be afraid of things we don’t understand. Planning for your future is important, especially as you enter your forties, so you must learn to overcome this fear. To help, we want to take some of the mystery away from saving, …
Taking the Mystery Out of Financial Planning in Your 40s Read More »
The idea of a financial windfall doesn’t sound too bad, does it? The problem is, if you don’t have a plan in place to deal with an inheritance, the sale of your company, or even a winning lottery ticket, you could end up with less money than you had before the sudden influx of cash. …
Because women have been historically underserved in the financial industry, it’s important that you seek out financial planning assistance early and often. Even if you think you’re adequately preparing for the future, remember that catastrophes could change everything. Even the smallest of life changes now could affect your financial freedom during your retirement years. If …
Why Financial Planning Is Important for All Women Read More »
The financial advice you receive from the television gurus and social media stars may or may not work for you. It’s easy for them to shout down their directives when they already have millions of dollars in the bank. The problem is, everyone is in a different stage of life—absolutely everyone. Not one single person …
Discussing life insurance can be a daunting task that many people put off, but having a plan in place can be critical to the well-being of our loved ones. The last thing we want to do is leave our family with unnecessary financial hardships after we pass away. MaRico Tippett discusses how to handle this difficult …
