Find the Fun in Your Financial Planning

Find the Fun in Your Financial Planning

find fun in financial planning

It’s hard to imagine financial planning as a fun activity, especially when people are throwing around words like “risk,” and “sacrifice,” and “no more Starbucks.” With Halloween just around the corner, you might believe your financial advisors are trying to spook you.

While these are some words you’ll encounter while making plans for your future, they don’t have to be scary. And they don’t have to be boring, either. After all, what’s the point in saving your money if you can’t have fun with it? We just need the right approach.

Before you start planning, you must ask yourself a few questions. First, what are your struggles? That’s the tough one. Then, we’ll take a look at your goals and your dreams.

Solving the Struggles

Before you can get to where you want to be, you have to discover what’s holding you back. Do you struggle to meet all your financial commitments? Do you spend more money than you have before you even realize it? Maybe you haven’t put a retirement plan to paper yet.

money flow chart

Before you can start having fun with your money, it’s important to get all your ducks in a row. Every dollar you earn should have a specific job. Do you have dollars working in all of the areas to provide you with what you desire? If enough money goes into the bottom of the chart, more money starts to come in at the top. Then you can spend on things you love while also putting some away for retirement or a rainy day. It might be the hardest part of financial planning, but it’s the most important.

Strive for Financial Goals

Once you have your struggles solved, it’s time to start planning for those financial goals. Maybe you have a big trip coming up that you need to prepare for. You may have children that are getting near college age. Perhaps you need to start helping your aging parents.

Whatever your goals may be, write them down. Just the simple act of writing things down can give you so much more power. You’ll have a guide to keep you on the right track as you continue to investigate your investing and insurance options for your future.

Live Your Dreams

Beyond your short-term goals, you probably have several financial dreams. This is where financial planning really gets fun! With your struggles solved and your goals on track, you can begin planning for that beach-side home for retirement, or that vacation home in the mountains. Maybe you want to be able to buy a boat or drive that sports car you’ve had your eye on since you were in your twenties.

Don’t stop dreaming, no matter what. If you run into new struggles, you just go back to step one and start working through your plans again. With your dreams always on your mind, you have the drive necessary to keep moving you forward.

As always, The Hopman Group is here to help. We’ll guide you step by step through the process and help you regroup when things don’t always go your way. You don’t have to be afraid of your finances anymore. Let’s start having some fun!


For more financial planning tips, check out Wealth  Amplified! Pam’s book was a bestseller before it was even released, and now you can own your copy for Kindle. You’ll find lots of information and helpful worksheets to help you find the fun in financial planning.

wealth amplified